From left, Mr. Achilles Reyes, VP Global Remittance Operations and Sales; Ms. Janet Tayag-Ong, EVP, Global Remittance Team; Mr. Ismael Sandig, EVP/Group Head, Retail Banking; Mr. Remo Garrovillo, SVP/Division Head, Channel Management and Product Development; and Ms. Michelle Dee, FVP/Head, Research and Development.


IN the last month, I have been writing about the efforts of the Bangko Sentral ng Pilipinas’ Financial Consumer Affairs Group (FCAG) in disseminating helpful consumer tips, especially in light of post-holiday debts.


HAVE you experienced the classic “holiday debt hangover?”

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